Gross written
premium |
7.1 |
13,774,244 |
12,096,113 |
Ceded written premium |
|
1,407,851 |
1,069,745 |
Change in gross unearned premium |
|
(146,108) |
(269,189) |
Change in ceded unearned premium |
|
58,957 |
(5,668) |
Net premium earned |
|
12,279,242 |
10,751,511 |
Ordinary investment income |
7.2 |
1,088,409 |
966,171 |
Profit/loss from investments in associated companies |
7.2 |
10,415 |
3,088 |
Realised gains and losses on investments |
7.2 |
227,508 |
179,560 |
Unrealised gains and losses on investments |
7.2 |
89,268 |
(38,795) |
Total depreciation, impairments and appreciation of investments |
7.2 |
19,067 |
(5,801) |
Other investment expenses |
7.2 |
96,369 |
70,322 |
Net income from investments under own management |
|
1,300,164 |
1,045,503 |
Income/expense on funds withheld and contract deposits |
7.2 |
355,486 |
338,538 |
Net investment income |
|
1,655,650 |
1,384,041 |
Other technical income |
7.3 |
1,455 |
8,841 |
Total revenues |
|
13,936,347 |
12,144,393 |
Claims and claims expenses |
7.3 |
8,853,346 |
8,029,895 |
Change in benefit reserves |
7.3 |
529,283 |
621,460 |
Commission and brokerage, change in deferred acquisition costs |
7.3 |
2,649,693 |
2,336,128 |
Other acquisition costs |
|
17,353 |
10,675 |
Other technical expenses |
7.3 |
4,575 |
8,954 |
Administrative expenses |
7.3 |
310,790 |
289,063 |
Total technical expenses |
|
12,365,040 |
11,296,175 |
Other income and expenses |
7.4 |
(164,844) |
(6,801) |
Operating profit/loss (EBIT) |
|
1,406,463 |
841,417 |
Interest on hybrid capital |
6.12 |
104,511 |
99,169 |
Net income before taxes |
|
1,301,952 |
742,248 |
Taxes |
7.5 |
368,229 |
65,460 |
Net income |
|
933,723 |
676,788 |
thereof |
|
|
|
Non-controlling interest in profit and loss |
|
75,411 |
70,815 |
Group net income |
|
858,312 |
605,973 |
Earnings per share (in EUR) |
8.5 |
|
|
Basic earnings per share |
|
7.12 |
5.02 |
Diluted earnings per share |
|
7.12 |
5.02 |