The contract deposits on the liabilities side decreased by EUR 1,389.8 million in the year under review from EUR 6,072.8 million to EUR 4,682.5 million. The contract deposits item on the liabilities side essentially encompasses balances deriving from non-traditional life insurance contracts that are to be carried as liabilities. The decrease was due principally to partial withdrawals for specific underwriting years in relation to our UK single premium business.