• 1. Company information
• 2. Accounting principles
• 3. Accounting policies
• 3.1 Changes in accounting policies
• 3.2 Summary of major accounting policies
• 3.3 Major discretionary decisions and estimates
• 4. Consolidation
• 4.1 Consolidation principles
• 4.2 Consolidated companies and complete list of shareholdings
• 4.3 Major acquisitions and new formations
• 4.4 Major disposals and retirements
• 4.5 Other corporate changes
• 5. Segment reporting
• 6. Notes on the individual items of the balance sheet
• 6.1 Investments under own management
• 6.2 Funds withheld (assets)
• 6.3 Contract deposits (assets)
• 6.4 Technical assets
• 6.5 Goodwill
• 6.6 Other assets
• 6.7 Technical provisions
• 6.8 Funds withheld (liabilities)
• 6.9 Contract deposits (liabilities)
• 6.10 Provisions for pensions and other post-employment benefit obligations
• 6.11 Other liabilities
• 6.12 Debt and subordinated capital
• 6.13 Shareholders’ equity and treasury shares
• 6.14 Non-controlling interests
• 7. Notes on the individual items of the statement of income
• 7.1 Gross written premium
• 7.2 Investment result
• 7.3 Reinsurance result
• 7.4 Other income and expenses
• 7.5 Taxes on income
• 8. Other notes
• 8.1 Derivative financial instruments and financial guarantees
• 8.2 Related party disclosures
• 8.3 Share-based payment
• 8.4 Staff and expenditures on personnel
• 8.5 Earnings per share and dividend proposal
• 8.6 Lawsuits
• 8.7 Contingent liabilities and commitments
• 8.8 Long-term commitments
• 8.9 Rents and leasing
• 8.10 Fee paid to the auditor
• 8.11 Events after the balance sheet date