We have ambitious profit and growth targets

  • Generate an IFRS return on equity of at least 900 basis points above the risk-free interest rate
  • Achieve profitability targets and generate a profit clearly in excess of the cost of capital
  • Grow the premium volume (by more than the market average)
  • Outperform the Global Reinsurance Index (GloRe) over a three-year period
  • Consistently pay an attractive dividend

We are a preferred business partner

  • Offer an attractive value proposition that makes us the preferred business partner for our clients
  • Foster customer relationships to both parties’ mutual benefit irrespective of the size of the account

We aim for successful employees

  • Offer attractive workplaces
  • Foster the qualifications, experience and commitment of our staff

We strive for an optimal balance between stability and yield of our investments

  • Achieve the target return – risk-free interest rate plus cost of capital

We manage risks actively

  • Ensure protection of capital through quantitative risk management
  • Ensure protection of capital through qualitative risk management

We maintain an adequate level of capitalisation

  • Ensure that requirements for equity resources (economic capital model, solvency regulations, etc.) are met
  • Optimise the overall cost of capital

We ensure low costs through an efficient organisational set-up

  • Ensure a lower expense ratio than our competitors

We use information technology to achieve a competitive advantage

  • Information and communication systems assure optimal support for business processes in light of cost / benefit considerations

We are committed to sustainability, integrity and compliance

  • Ensure conformity with all legal requirements
  • Encourage sustainable actions with respect to all stakeholders
  • Support considered and pragmatic principles of corporate governance and recognise their central role in guiding our activities

We strive for Performance Excellence and continuous improvement

  • Ensure the rigorous derivation of strategic objectives across all areas of the company