Notes to the consolidated financial statements 2014
- 1. Company information
- 2. Accounting principles
- 3. Accounting policies
- 3.1 Summary of major accounting policies
- 3.2 Major discretionary decisions and estimates
- 4. Consolidation
- 4.1 Consolidation principles
- 4.2 Consolidated companies and complete list of shareholdings
- 4.3 Major acquisitions and new formations
- 4.4 Major disposals and retirements
- 4.5 Further corporate changes
- 5. Segment reporting
- 6. Notes on the individual items of the balance sheet
- 6.1 Investments under own management
- 6.2 Funds withheld (assets)
- 6.3 Contract deposits (assets)
- 6.4 Technical assets
- 6.5 Goodwill
- 6.6 Other assets
- 6.7 Technical provisions
- 6.8 Funds withheld (liabilities)
- 6.9 Contract deposits (liabilities)
- 6.10 Provisions for pensions and other post-employment benefit obligations
- 6.11 Other liabilities
- 6.12 Debt and subordinated capital
- 6.13 Shareholders’ equity and treasury shares
- 6.14 Non-controlling interests
- 7. Notes on the individual items of the statement of income
- 7.1 Gross written premium
- 7.2 Investment result
- 7.3 Reinsurance result
- 7.4 Other income and expenses
- 7.5 Taxes on income
- 8. Other notes
- 8.1 Derivative financial instruments and financial guarantees
- 8.2 Related party disclosures
- 8.3 Share-based remuneration
- 8.4 Staff and expenditures on personnel
- 8.5 Earnings per share and dividend proposal
- 8.6 Lawsuits
- 8.7 Contingent liabilities and commitments
- 8.8 Long-term commitments
- 8.9 Rents and leasing
- 8.10 Fee paid to the auditor